Your account.
Your protection.
Your bank on the blockchain.
The Pangea Account is a digital stablecoin account. You receive PIX, pay PIX, and your balance is held in BRLA, USDT or USDC — outside the traditional banking system.
Open my account — free →What the account does
Everything a bank does. Without being a bank.
Balance in real stablecoin
Your PIX enters and becomes BRLA automatically. Convert to USDT or USDC when you want to dollarize.
Receive PIX like any bank*
Your account has its own PIX key. Customers and partners pay normally. You get paid in stablecoin.
Pay with PIX from your crypto account
Pay bills, suppliers, providers. The PIX leaves the Pangea account, the conversion is automatic.
Out of range of locks
Your assets held in Pangea are not subject to judicial blockages or bank interventions.
Complete and exportable history
All transactions recorded, organized and exportable for accounting or declaration.
Prerequisite for the card
The credit card with crypto collateral (coming soon) is only available to those with a Pangea Account.
Heritage out of reach.
Your Pangea Account balance is held in crypto assets. It is not subject to BACENJUD blocking, seizure or automatic judicial intervention. It is not hiding assets — it is legitimate protection against operational risks of the banking system.
Who is it for
Who uses the Pangea Account.
International freelancer
Receive payments in USDC directly to your account, convert to PIX when you need it and save the rest in dollars.
Businessman exposed
Take operational assets from the bank and keep them in stablecoins, outside the radius of judicial blocks.
Who travels abroad
USDT balance in the account: spend abroad via crypto or send it to your account in another country.
Personal holding
Use the account as stablecoin cash. Receive dividends via PIX, convert, protect.
FAQ
Common questions.
Is it a bank account?
No. The Pangea Account is a digital crypto account operated under custody. You have a PIX key, but the balance is in BRLA, USDT or USDC.
Do you need KYC?
Yes. As the account receives and sends PIX, we need to verify its identity as required by Brazilian regulations.
Can my balance be blocked?
Balances held in crypto are not subject to BACENJUD or traditional bank blocks. Specific legal obligations continue to apply.
How much does it cost?
Operations on the Pangea Account have a fee of 3% on the value (PIX received/sent, BRLA ↔ USDT/USDC conversion, international shipping). Buying and selling crypto via PIX is 2%. The final value appears before each confirmation.
When does the card come out?
Credit card with crypto collateral is in development. Anyone who already has an active Pangea Account enters the early access queue.