Send USDC directly to
USD accounts without needing a USD bank account
Transform your USDC into real international transfers. Money arrives in the recipient's account within 48 business hours.
No more bureaucracy to send money
Sending money abroad is still complicated: you need an international account, hidden costs, and it takes weeks. With Pangea, just have USDC — we take care of the rest.
How it works in 3 simple steps
No complications, no bureaucracy
Load USDC
Add USDC to your Pangea account
Enter the details
Recipient's USD bank account information
Receive in 48h
The amount is credited within 48 business hours
Why choose Pangea?
No USD account needed
Just use your USDC, we bridge the gap
Up to 48 business hours
Faster than traditional bank transfers
Total transparency
final rate and final amount displayed before confirmation
Safe and reliable
Backed by stablecoin (USDC) with full compliance
Built for Security and Compliance
PangeaPay is built around the rules that govern cross-border transfers.
KYC/AML-compliant onboarding
Every account completes identity verification (KYC) as part of our anti-money-laundering (AML) program before sending funds.
Encrypted transactions
Transfer data is encrypted end to end, and every transaction is authenticated before it is processed.
No chargebacks
Settled transfers are final, so a completed payment cannot be reversed the way a card charge can.
Settled to your account
The recipient receives US Dollars in their USD bank account, typically within 48 business hours.
Frequently Asked Questions
Clear your doubts about sending USDC to USD accounts
Transform your USDC into real dollars within 48 business hours
Open your account now and take advantage!
Start now — free to create your account✓ No monthly charge • ✓ 3-minute signup • ✓ 24/7 support