Your Bitcoin as
card limit.
Credit card with crypto collateral. You spend on credit, your Bitcoin is held as collateral. Without selling your assets to have liquidity on a daily basis.
Join the list →How it works
Liquidity without selling what you value.
Escrow as collateral
Your Bitcoin, ETH or USDC is locked as collateral. Nothing is sold. If you pay off, the crypto returns 100% to you.
Dynamic threshold
While your collateral is worth more, your limit goes up. If the value drops, we adjust or ask for reinforcement — without aggressive liquidation.
Use worldwide
International flag. It works in physical stores, online, in any currency. The invoice comes in BRL, automatic debit via PIX.
Your crypto continues to pay off
Bitcoin given as collateral does not leave your hand. If it appreciates, you reap the upside — you just can't sell it until you pay off the usage.
What's included
- Limit based on the balance held in the Pangea Account
- Crypto remains in custody — you don’t sell it
- International flag, accepted anywhere
- Requires active Pangea Account
Waiting list
Get notified at launch.
Customers with an active Pangea Account enter with priority.
We do not sell your email. We only send a notice when the product leaves.