Send USDC directly to
euro accounts without needing a euro account
Convert your USDC into transfers to Europe. Funds arrive in the recipient's account within 48 business hours.
No more bureaucracy to send money to Europe
Sending money to Europe is still complicated: you need an international account, expensive SWIFT charges, and it takes days. With Pangea, just have USDC — we take care of the rest.
How it works in 3 simple steps
No complications, no bureaucracy
Load USDC
Add USDC to your Pangea account
Enter details
Recipient's euro bank account details
Receive in 48h
The amount is credited within 48 business hours
Why choose Pangea?
No euro account needed
Just use your USDC, we bridge the gap
Up to 48 business hours
Faster than traditional bank transfers
Total transparency
final rate and final amount shown before confirmation
Safe and reliable
Backed by stablecoin (USDC) with full compliance
Built for Security and Compliance
PangeaPay is built around the rules that govern stablecoin and cross-border transfers.
KYC/AML-compliant onboarding
Every user completes identity verification (KYC) as part of our anti-money-laundering (AML) program before sending funds.
Encrypted transactions
Your data and transfers are encrypted end to end, and every transaction is authenticated before it is processed.
No chargebacks
Transfers settle directly to the recipient's account, so completed payments are not subject to card-style chargebacks.
Funds settled to the recipient's account
USDC is converted and paid out to the recipient's euro account in the SEPA zone, typically within 48 business hours.
Frequently Asked Questions
Clear your doubts about sending USDC to euro accounts
Transform your USDC into euros within 48 business hours
Open your account now to get started.
Start now — free to create your account✓ No monthly charge • ✓ Quick signup • ✓ 24/7 support