We launched the Pangea Account: what changes day to day

What is the Pangea Account

The Pangea Account is a digital account in which the balance is kept in stablecoin (USDC), but the operation is carried out in reais via Pix. You receive it in Pix, the amount is instantly converted to USDC and saved. When you need to spend, convert it back and pay via Pix. The balance, between one operation and another, is not in any Brazilian bank.

What changes in practice

• Receipt: Pix direct to your Pangea Account, with automatic conversion to stablecoin
• Payment: Pix leaving the account with instant conversion and visible quote before confirming
• Balance: USDC in custody, with withdrawal to any external wallet in minutes
• History: complete receipts and statements, exportable in CSV to declare

Why now

In 2026, BACENJUD remains active, the IOF in exchange remains high and Brazilians' confidence in assets outside the traditional system only grows. The Pangea Account is the most practical answer we found to this scenario: an account that looks like an account, but is backed by tokenized dollars.

It's not a repackaged digital bank account. It is an account where the balance, by design, is beyond the reach of automatic blocking and the risk of local bank insolvency.

How to get started

• Download the app and register with document and selfie
• Send a Pix of any value to your Pangea Account
• Ready: the balance is already in USDC, with a visible entry quote and updated statement

No opening fee, no monthly fee, no minimum balance. Transparent spread on every trade — shown before you confirm.