Price transparency
Clear fees.
Before confirming.
We believe that you should only pay what you agreed to pay. Complete table below, and in each operation the final value appears before you press confirm.
Buy crypto via PIX
Service fee2% on the value
Spread over quoteTransparent — shown before confirming
Network tariff (gas)Pass-through, shown at checkout
Average time30s until the crypto drops into the wallet
Sell crypto (crypto → PIX)
Service fee2% on the value
Spread over quoteTransparent — shown before confirming
Network tariff (gas)Pass-through, shown at checkout
Average timePIX in ~30s after confirmation
Swap crypto → crypto
Service fee3% on the value
SpreadAggregate quote, transparent spread
KYC requiredNo
Network feePass-through (origin and destination)
International shipping (BRL → USD/EUR)
Service fee3% on the value
ExchangeBest trading quote + transparent spread
Destination bank feeFrom US$0 to US$15 (depends on the bank)
Average timeSame business day
Pangea Account
Receive PIX3% on the value
Pay PIX3% on the value
BRLA ↔ USDT/USDC Conversion2% on the value
International transfer (BRL → USD/EUR)3% on the value
How we treat fees
Four appointments.
We show everything before
The quote, spread, fee and final value appear on the screen before you confirm. No hidden automatic debit.
No IOF
Your operations on PangeaPay have no IOF — you don't pay tax on exchange or conversion. Zero. The price you see is the final price.
Detailed receipt
Every operation generates a detailed receipt with a complete breakdown: applied quote, service fee, network fee and final value. Sent by email and available for download.
Current rates in 5/26/2026. Subject to change — we provide 30 days notice.
Question about a price? Talk to us at suporte@pangeapay.org.