PIX ↔ Crypto ↔ World — Operating now

Your money.
Outside the system.

Buy crypto, protect your assets in stablecoins, send dollars abroad. No bureaucracy. No bank.

30s
To become PIX
2%
Rate from
24/7
Always open
Buy crypto via PIX in 30s

You pay

You receive

... · Rate: from 2%

No registration · KYC only at the end

Do you use it a lot?

No account is great to start with.
With an account, you go much further.

Whether you use crypto frequently, protect assets, or want to use Pangea as your digital bank — the account changes everything.

No account

  • Buy crypto via PIX instantly
  • Crypto swap without registration
  • Send to account abroad
  • Fast KYC the first time
  • Crypto remains in Pangea custody or goes to your wallet
Ideal for: one-off operations, discreet purchases, quick swaps.
VS
Recommended

With Pangea account

  • Everything without counting, plus:
  • Balance in BRLA, USDT or USDC
  • Receive PIX directly to your account
  • Pay people and bills with PIX
  • Assets beyond the reach of bank blocks
  • Complete transaction history
  • Prerequisite for card with collateral
  • Automatic conversion PIX → stablecoin

Pangea Account

Your account.
Your protection.
Your bank on the blockchain.

The Pangea Account is a digital stablecoin account. You receive PIX, pay PIX, and your balance is held in BRLA, USDT or USDC — outside the traditional banking system.

Balance in real stablecoin

Your PIX enters and becomes BRLA automatically. Convert to USDT or USDC when you want to dollarize.

Receive PIX like any bank*

Your account has its own PIX key. Customers and partners pay normally. You get paid in stablecoin.

Pay with PIX from your crypto account

Pay bills, suppliers, providers. The PIX leaves the Pangea account, the conversion is automatic.

Out of range of locks

Your assets held in Pangea are not subject to judicial blockages or bank interventions.

Complete and exportable history

All transactions recorded, organized and exportable for accounting or declaration.

Prerequisite for the card

The credit card with crypto collateral (coming soon) is only available to those with a Pangea Account.

pangeapay
Total balance
R$ 48.320,00
≈ US$ 8.557,25
Assets
BRLA
Royal Stablecoin
R$ 28.320,00
28.320 BRLA
USDT
Dollar Stablecoin
R$ 14.160,00
2.500 USDT
Bitcoin
BTC
R$ 5.840,00
0.00056 BTC
Recent
PIX received
João S. · today 09:14
+R$ 3.200
Payment
Supplier · yesterday 16:42
-R$ 1.450
Buy USDT
via PIX · Mar 28
-R$ 5.000

Protection Note: Your Pangea Account balance is held in crypto assets. It is not subject to BACENJUD blocking, seizure or judicial intervention.

Open my account — free →

Shipping abroad

PIX here.
Dollar there.

Send money to your account in the USA or Europe by paying in PIX. Pangea uses stablecoin as a bridge — faster and cheaper than any remittance.

01

Enter the amount and destination account

Account in the USA (USD) or Europe (EUR). You see the exact amount that will arrive before confirming — no hidden fees.

02

Fast KYC (first time only)

Selfie + document. 2 minutes. Done once, never again. The second time just confirm shipping.

03

Pay in PIX

Any bank, any time. Weekends, holidays, early mornings — PIX always works.

04

Your account will be received abroad within 2 hours

USD or EUR depending on destination. Via stablecoin as a bridge — no SWIFT, no T+2, no banking correspondent fee.

Shipping Simulator

You send

BRL
Via PIX

Get there

US Dollar
1754.39

Rate: from 3%| Time: ~2h| Via stablecoin

Send now →

A remittance of R$10,000 via bank or Wise costs 3-5% in fees. PangeaPay charges from 3% with delivery in 2 hours.

Supported destinations
United States Eurozone+ Coming soon

For whom

Does it look like you?

PangeaPay serves real people with real problems. See which scenario most resembles yours.

ICP 01 — Holder with liquidity

It has Bitcoin. You need to pay the rent.

You have accumulated crypto and are well positioned. But when you need money in Brazil — rent, supplier, taxes — the process is a pain. Exchange calls for T+2. Bank requires declaration. You don't want to sell everything, you just need liquidity.

How do you use PangeaPay
1Access Pangea without creating an account
2Tell us how much you want to convert (ex: 0.01 BTC)
3See the exact value in reais before confirming
4PIX goes into your creditor's account in 30 seconds
Crypto swap → PIX · No account

Crypto doesn't need to be locked down. When you need reais, you have it.

Without creating an account. Without waiting for approval. PIX drops whenever you need it.

In development

The ecosystem
continues to grow.

Two new products arriving to complete the PangeaPay ecosystem.

Shortly

Credit card with crypto collateral

Your crypto has become a card limit. You spend on credit, your Bitcoin is held as collateral. Without selling your assets to have liquidity on a daily basis.

Limit based on the balance held in the Pangea Account
Crypto remains in custody — you don’t sell it
International flag, accepted anywhere
Requires active Pangea Account
Shortly

Acquiring — receive in stablecoin

Your customer pays with a credit card normally. You receive the amount in BRLA or USDT, already in the Pangea Account. Without inflating your receivables in reais.

Customer pays with any credit card
You receive in BRLA, USDT or USDC
Competitive MDR — no expensive upfront
Integrates with existing Pangea Account

Do you want to be notified when we launch? Leave your email.

R$170M+
Transacted in 2024-25
30s
Average conversion time
From 2%
Rate · No surprise
24/7
Continuous operation
Secure asset custody
KYC compliant
Regulated operation
Integrated PIX 24/7
Self-custody

The best place
for your digital money.

Buy, custody, protect and move crypto with the simplicity you deserve. No bureaucracy, no bank, no complications.

KYC in 2 minutes · No opening fee · No monthly fee